Mortgage Loan Officers

Let's get you home.

Whether you’re looking to purchase a home for the first time or make upgrades to your current home, our team has you covered! Talk with one of our talented Mortgage Loan Officers to help guide you through the process. We feel the truest value we can offer you is the time our team takes to learn about you and your goals. We strive to find the perfect solution for your needs so we can offer you the best, most personal options available.

CONVENTIONAL 30YR

3.75%

Today's Rate

Last Updated: 11/5/2019 • Please call for current rates as they change daily.

Samantha Primo

NMLS ID# 1235728

845-394-7972 (cell)


samantha.primo@contacthh.org

Erika Rodriguez

Se Habla Español

NMLS ID# 754583

845-391-2498 (cell)


erika.rodriguez@contacthh.org

Shawn Simmons

NMLS ID# 19601

845-764-6076 (cell)


shawn.simmons@contacthh.org

Meet Our Loan Officers

John Herman

NMLS ID# 589500

845-522-0020 (cell)


john.herman@contacthh.org

Sam not only responded to my inquiry quickly, but explained everything I would be looking, why, as well as the possible final outcomes of each direction we could take. She was more than knowledgeable and available at all times. She was patient, kind, helpful, and never made me freel like a bother.

Shawn Simmons went above and beyond during our refinance. He worked diligently with us, gave us all the information we needed for us to make informed decisions, and was in contact throughout the entire process from beginning to closing. He is an excellent loan officer. 

Types of Mortgages

Whether it is a conventional 30 year mortgage, FHA, or VA loan, look to HHFCU to guide you through the mortgage process easily and with an eye towards your goals. With excellent rates and fast, friendly service let Hudson Heritage help – we’re easy to do business with!

FHA

FHA loans are the easiest to qualify for. They require a low down payment and FICO® score, but they can cost more over time because they require you to pay a fee called mortgage insurance. You can get an FHA loan from any FHA-approved lender. These loans are insured by the Federal Housing Administration (FHA), which just means that the FHA protects lenders against loss from homeowners who default on their loans.

VA loans are exclusively for veterans, eligible surviving spouses and active-duty service members. VA loans offer the opportunity to buy a home with no down payment or private mortgage insurance.

VA

Conventional

Conventional loans are a bit harder to qualify for, but they typically cost less over time than an FHA loan. You can avoid paying private mortgage insurance if your down payment is 20% or more. This can save you hundreds of dollars on your monthly mortgage payment.

Current Promotions

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Community Hero Mortgage Program

This Community Heroes Mortgage Program is our way to show appreciation and say "thank you" to our first responders. Down Payments are as little as 1%.

© 2019 HHFCU • FEDERALLY INSURED BY NCUA • Equal Housing Lender