Vehicle Loans

Looking for a great rate on auto, boat or motorcycle vehicle loans? Hudson Heritage has some of the best rates around! With a wide range of terms and low rates, we can get you into your new ride easily and quickly. Let us save you money by refinancing your current loan and help you lower your monthly payments!

Get pre-approved! Knowing how much you can borrow gives you buying power during the auto loan shopping process. Stop into your nearest Hudson Heritage branch to start your auto loan pre-approval today.

Type of Loan Fixed APR * as low as APPLY
Tier 1 Auto (Model years 2012-2018)1.99% APPLY
Tier 2 Auto (Model years 2010-2011)4.49% APPLY
Tier 3 Auto (Model years 2009 & older)9.99% APPLY
New Boat/Motorhome/RV (2015-2017)6.50% APPLY
Used Boat/Motorhome/RV7.00% APPLY
New/Used Motorcycle / OV7.49% APPLY
Bank Anytime, Anywhere

Manage your accounts anytime with Online and Mobile Banking. Pay bills, check your balance, manage your finances and send money to friends and family. You can even deposit checks right through your phone.





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Insurance Coverage to Make Your Loan Payments When You Can't

Credit and Life Disability insurance products can cover your monthly loan payments if you are unable to work. Our GAP Auto coverage covers the difference between the actual cash value of your vehicle, and the balance still owed on the financing. Not Applicable to all loan products, See us for details.

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Get Free Checking with Overdraft Protection and Never Get Caught Short!

HHFCU Accelerator Checking comes with an Overdraft Line of Credit protection can cover those times when you may need more money than you have available in your checking account. With Overdraft Protection, you’ll never worry about returned check fees due to the occasional error.

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Join Today and Save!

Bank with a local financial institution that provides low rates and great service. All you need to start and maintain a lifetime membership with Hudson Heritage Federal Credit Union is a $5 Share Savings Account balance.

*APR=Annual Percentage Rate. Rates as low as 1.99% APR with up to 36-month term. As an example: A 36-month loan with a fixed rate of 1.99% APR would result in a payment of $28.65 per month for each $1000 financed. Actual rate may vary based on credit worthiness and down payment. 125% financing is also available for qualified borrowers. All rates quoted include a 0.50% reduction for members who authorize payment of their HHFCU loan through an automatic electronic funds transfer, debited from any account. All extensions of credit are subject to credit approval. Rates shown are lowest offered for the loan products advertised. Applicants that are not approved for these loan rates or terms may be offered credit at a higher rate and/or with different terms. Maximum term is 84 months other terms are available. All terms are subject to change without notice. Offer may be withdrawn at any time without notice.