Personal Loans

Looking for a loan or line of credit? Hudson Heritage offers a wide range of secured and unsecured loans that will meet your needs. Quick getaway? Use our vacation loan. Need cash for an unexpected event? HHFCU’s Signature Loan gives you cash when you need it. Ready to lower your debt? Call us to consolidate high rate loans and credit cards to help you put more money in your pocket. Let HHFCU help!

Type of Loan Term Variable APR * Fixed APR * APPLY
Signature Loan / Debt Consolidation / Secured By Auto60 MonthsN/A9.99% APPLY
Signature Loan Secured by CD60 MonthsN/ACD Rate + 3% APPLY
Credit Rebuilder / Up to 12 MonthsUp to 12 MonthsN/A18.00% APPLY
Bank Anytime, Anywhere

Manage your accounts anytime with Online and Mobile Banking. Pay bills, check your balance, manage your finances and send money to friends and family. You can even deposit checks right through your phone.





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Insurance Coverage to Make Your Loan Payments When You Can't

Credit and Life Disability insurance products can cover your monthly loan payments if you are unable to work. Our GAP Auto coverage covers the difference between the actual cash value of your vehicle, and the balance still owed on the financing. Not Applicable to all loan products, See us for details.

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Get Free Checking with Overdraft Protection and Never Get Caught Short!

HHFCU Accelerator Checking comes with an Overdraft Line of Credit protection can cover those times when you may need more money than you have available in your checking account. With Overdraft Protection, you’ll never worry about returned check fees due to the occasional error.

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Join Today and Save!

Bank with a local financial institution that provides low rates and great service. All you need to start and maintain a lifetime membership with Hudson Heritage Federal Credit Union is a $5 Share Savings Account balance.

*APR = Annual Percentage Rate.  Minimum loan amount $500.00, maximum loan amount $2,500.00.  All extensions of credit are subject to credit approval. The maximum Annual Percentage Rate (APR) that may be imposed is 18.00%. Actual rate may vary based on credit worthiness. Rates shown are the lowest rates offered for the loan product(s) advertised. Rate advertised are subject to change at any time. All terms are subject to change without notice.  Contact a credit union employee for further details.