Whether it is a conventional 30 year mortgage, VA, or FHA loan, look to HHFCU to guide you through the mortgage process easily and with an eye towards your goals. With excellent rates and fast, friendly service let Hudson Heritage help – we’re easy to do business with!
|Type of First Mortgage||Rate||Annual Percentage Rate (APR) *||APPLY|
|Fixed Rate 30 Year Mortgage 2||4.000%||4.122%||APPLY|
|Fixed Rate 20 Year Mortgage 2||3.750%||3.872%||APPLY|
|Fixed Rate 15 Year Mortgage 2||3.250%||3.372%||APPLY|
|Fixed Rate 10 Year Mortgage 3||3.125%||3.247%||APPLY|
|Three/One Adjustable (3/1) ARM 1||2.500%||2.622%||APPLY|
|Five/One Adjustable (5/1) ARM 1||2.750%||2.872%||APPLY|
|Seven/One Adjustable (7/1) ARM 1||3.000%||3.122%||APPLY|
Manage your accounts anytime with Online and Mobile Banking. Pay bills, check your balance, manage your finances and send money to friends and family. You can even deposit checks right through your phone.
With FREE iCLIQ Online banking and iPAY Bill Pay you can easily track your spending, manage your expenses and pay bills right from your computer or smartphone. Set reminders and alerts, schedule payments and more.
HHFCU Accelerator Checking comes with an Overdraft Line of Credit protection can cover those times when you may need more money than you have available in your checking account. With Overdraft Protection, you’ll never worry about returned check fees due to the occasional error.
Bank with a local financial institution that provides low rates and great service. All you need to start and maintain a lifetime membership with Hudson Heritage Federal Credit Union is a $5 Share Savings Account balance.
*APR = Annual Percentage Rate. All extensions of credit are subject to credit approval. Rates shown are the lowest rates offered for the loan products advertised. Applicants that are not approved for these loan rates or terms may be offered credit at a higher term and/or rate. All terms and conditions are subject to change without notice. Offers may be withdrawn at any time.
1 ARM = Adjustable Rate Mortgage. Rates on 3/1 ARMs are fixed for the first three years and subsequently subject to change annually. Rates on 5/1 ARMs are fixed for the first five years and subsequently subject to change annually. Rates on 7/1 ARMs are fixed for the first seven years and subsequently subject to change annually. Adjustable rate mortgages have an annual rate cap of +/- 2% and a lifetime rate adjustment cap of +/- 6%. The maximum Annual Percentage Rate (APR) that may be imposed is 6% over the Initial rate and is subject to credit union lending guidelines.
2 As an example: A 360 month term at a fixed rate of 3.75% with a 60% LTV would be $46.32 for each $10,000 borrowed.
3 Must be 1st lien position; appraisal is required. Must be 1- to 4- family dwelling, no manufactured homes. Maximum loan amount is $417,000. Example: a 120-month term with a 60% loan-to-value with a fixed rate of 2.79% would result in an estimated payment of $95.60 for each $10,000 financed.