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One of the biggest reasons to apply for a home equity loan is usually to pay for those home improvements, but the possibilities are endless.


Current Rates from HHFCU

Then, as low as




for 18 Months


for 3 Months

With a $25,000 new money requirement



Types of Loans

This is a loan used by homeowners

to borrow money. The equity of

the home is used as collateral.

The good news: 

Minimal closing costs, terms 

up to 20 years, fixed rate & 

.50% rate reduction with autopay!

Home Equity Loan

Here are the added possibilites!

Line of Credit

This is where the homeowner borrows against the value of the home. The home is collateral for the line of credit.

The good news: 

Members only make payments on what they drew, 25 year term–10 yr period, 15 yr repayment period & you're only required to pay interest during the draw period.

*APR = Annual Percentage Rate. All extensions of credit are subject to credit approval. Rates shown are the lowest offered for product advertised. Applicants not approved for these rates or terms may be offered credit at a higher rate and/or different term. This is a limited offer and may be withdrawn at any time. All rates subject to change. There are certain draw down, balance requirements and loan-to-value restrictions which may apply. Minimum loan amount of $25,000 required to qualify for these rates and terms. May not be combined with any other offer. Home Equity Lines of Credit closed out prior to their four-year anniversary will be subject to the addition of all waived closing costs to the loan balance. Appraisals required for all LTVs. Full appraisals required for 80% LTV or higher. All appraisal costs are paid by the borrower and will be reimbursed when the loan is funded. Maximum rate is 18% APR. For variable-rate loans, the rate may increase after consummation. **Minimum $25,000 new money requirement.