Mortgages and Refinancing
Apply for a mortgage online.Hudson Heritage has helped local families become homeowners for over 71 years ... and we're here to stay!
Apply for a mortgage online! Click here.
Right now is a great time to take advantage of the buyer's market and purchase or refinance a home with rates still at historic lows.
  • Our personal service and local real estate market knowledge can help you move into your dream home as soon as possible!
  • We'll help you save more money with affordable closing costs.
  • You can manage your budget with flexible options including 100% financing.
  • Choose from a variety of terms including 10, 15, 20, 30 and 40-year fixed-rate mortgages or Adjustable Rate Mortgages (ARMs).
  • Call 845-561-5607 today and ask about all of our mortgage and refinancing options.

Rent or Own, the MEMBERS Auto and Homeowners Insurance Program will protect it all.

* These APRs (Annual Percentage Rates) are effective as of the date above and are priced with electronic payments. These APRs are subject to change without notice. The APR you receive may be different from the rates disclosed above based on past credit history. The maximum Annual Percentage Rate (APR) that may be imposed is 18%. See a Financial Service Representative at the Credit Union to determine the rate for which you qualify and to obtain further details. A 180-month term and an 80% total loan-to-value for a home equity loan with a fixed rate of 6.49% APR would result in an estimated payment of $8.69 for each $1000 financed.

ARM = Adjustable Rate Mortgage. Rates on 1/1 ARMs are subject to change annually. Rates on 3/1 ARMs are fixed for the first three years and subsequently subject to change annually. Rates on 5/1 ARMs are fixed for the first five years and subsequently subject to change annually. Adjustable rate mortgages have an annual rate cap of +/- 2% and a lifetime rate adjustment cap of +/-6%. Fixed Rate Mortgages lock in the rate for the life of the mortgage.


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Call us at (845) 561-5607


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