Personal Loans FAQ

To apply for a loan with Hudson Heritage Federal Credit Union you must live, work, worship, volunteer or attend school in, or be a business or other legal entity located in Orange, Dutchess or Ulster Counties, New York or have an immediate family member who is already a member of Hudson Heritage Federal Credit Union. You will be required to become a member prior to loan closing with a $5 initial deposit in a savings account.  Get started with your loan application online or visit us at your nearest branch, which can be found here. If you need more information, contact us.

HHFCU offers a variety of personal loans to best fit your needs. Please refer to the personal loans table for more information.

The terms for a personal loan vary depending on the type of loan, ranging from 12 months to 60 months. Please refer to the personal loans table for more information.

The variable APR for a personal loan is not applicable. Please refer to the personal loans table for more information.

The fixed APR for a personal loan varies depending on the type of loan, ranging from 9.99% to 18.00%. Please refer to the personal loans table for more information.

HHFCU offers a variety of calculators to help estimate your loan payments. Click here for a calculator that best fits your needs.