Save and make life a little easier with the help of Hudson Heritage

Whether you’re saving for a walk down the aisle or a trip to faraway shore, Hudson Heritage is here to get you where you want to be. To explore your investment opportunities with HHFCU, visit us at your nearest branch location, which can be found here.

Which type of account are you looking for?

ProductAnnual Percentage Yield (APY)*Balance to Earn Minimum APYMinimum to Open AccountDividend Rate
Share Savings0.05%$500.00$5.000.05%
Super Saver - Tier 10.20%$25,000.00$25,000.000.20%
Super Saver - Tier 20.25%$50,000.00$50,000.000.25%
Super Saver - Tier 30.35%$100,000.00$100,000.000.35%

Savings Accounts Disclosure

*Any Annual Percentage Yield (APY) provided in this disclosure assumes dividends will remain on deposit for at least one year for accounts with terms.  A withdrawal will reduce earnings. Rates are determined at the discretion of the Board of Directors of the Credit Union.  Dividends are paid from current income and available earnings. These rates are accurate as of 11/2/2017 and are subject to change without notice.  Dividends are compounded quarterly and credited quarterly.  You may contact the Credit Union at (845) 561-5607 for current rate information.  All accounts are subject to the applicable terms and conditions set forth in the Membership Agreement & Disclosures, the Fee Schedule, and any agreement to which the Truth in Savings Disclosure and Membership Agreement references.

Savings Accounts FAQ

To open a Savings Account with HHFCU, visit us at your nearest branch location, or get started with one of our jumpstart forms.

HHFCU offers a variety of savings accounts to best fit your needs. Please refer to the Savings Accounts table for more information.

The Annual Percentage Yield for a Savings Account varies depending on the level of the account, ranging from 0.05% to 0.35%.

The minimum balance to earn APY varies depending on the level of the account, ranging from $500 to $100,000 depending on the tier. Please refer to the Savings Accounts table for more information.

The minimum amount of money needed to open a Savings Account is $5. Please refer to the Savings Accounts table for more information.

The dividend rate ranges from 0.05% to 0.35% depending on the type of Savings Account. Please refer to the Savings Accounts table for more information.

Protect your future with an IRA

Save for the long-term. Whether you’re looking for a Traditional IRA to defer taxes until you’re retired, or the benefit of a Roth IRA for a tax-deferred return on investment. We have the solution to fit your needs. As long as you are under 70 ½ and earning income, you can establish and contribute to an IRA. You can even use the money for education needs through a Coverdell Education Savings Account. Your contributions are automatic when you use payroll deduction.

ProductAnnual Percentage Yield (APY)*Balance to Earn Minimum APYMinimum to Open AccountDividend Rate
IRA Savings10.15%$500.00$5.000.15%

IRA Share Savings Account Disclosure

*Any Annual Percentage Yield (APY) provided in this disclosure assumes dividends will remain on deposit for at least one year for accounts with terms. A withdrawal will reduce earnings. Rates are determined at the discretion of the Board of Directors of the Credit Union. Dividends are paid from current income and available earnings. These rates are accurate as of the date indicated above. Dividends are compounded quarterly and credited quarterly. You may contact the Credit Union at (845) 561-5607 for current rate information. See your account disclosures for additional information about your account.
Rates effective 7/15/2015.
1 No early withdrawals are allowed on any IRA account or the member will be charged a penalty.

IRA Share Savings Account FAQ

To open an IRA Share Savings Account with HHFCU, visit us at your nearest branch location, or get started with one of our jumpstart forms.

The Annual Percentage Yield for an IRA Share Savings Account is 0.15%.

The minimum balance to earn APY is $500. Please refer to the IRA Share Savings Account table for more information.

The minimum amount of money needed to open an IRA Share Savings account is $5.00. Please refer to the IRA Share Savings Account table for more information.

The dividend rate for an IRA Share Savings Account is 0.15%. Please refer to the IRA Share Savings Account table for more information.