Accelerator Tier 1

Good Standing and basic requirements including E-statements, one direct deposit every calendar month, and 3 or more online bill payments each calendar month PLUS

25 PIN or signature-based debit card transactions each calendar month OR

Average daily loan balance of $10,000+

STANDARD APY: If the requirements are not met for at least Accelerator Tier 1 in any given month, then the standard APY will apply.

Accelerator Tier 2

Good Standing and basic requirements including E-statements, one direct deposit every calendar month, and 3 or more online bill payments each calendar month PLUS

25 PIN or signature-based debit card transactions each calendar month AND

Average daily loan balance of $10,000+

STANDARD APY: If the requirements are not met for at least Accelerator Tier 1 in any given month, then the standard APY will apply.

Accelerator Tier 3

Good Standing and basic requirements including E-statements, one direct deposit every calendar month, and 3 or more online bill payments each calendar month PLUS

Average daily Accelerator account balance of $5,000+ AND

25 PIN or signature-based debit card transactions each calendar month or average daily loan balance of $10,000+

STANDARD APY: If the requirements are not met for at least Accelerator Tier 1 in any given month, then the standard APY will apply.

Accelerator Tier 4

Good Standing and basic requirements including E-statements, one direct deposit every calendar month, and 3 or more online bill payments each calendar month PLUS

Average daily Accelerator account balance of $5,000+ AND

25 PIN or signature-based debit card transactions each calendar month AND average daily loan balance of $10,000+

STANDARD APY: If the requirements are not met for at least Accelerator Tier 1 in any given month, then the standard APY will apply.

Account Type

Dividend Rate (APY†)

Balance Requirements††

Dividend Crediting &
Compound Method

Conditions†††

Basic0.05%$0Monthly
Gold0.50%

1.00%
up to $19,999.99

$20,000.00 - $99,999.99
Monthly

Monthly

• Receive e-Statements
• 1 Direct Deposit per Month
• 10 Debit Card Transactions (or) have an average daily loan balance of at least $10K.

Platinum1.50%

1.75%

2.00%
$100k - $149,999.99

$150K - $249,999.99

$250K+
Monthly

Monthly

Monthly

Checking FAQ

To open a checking account with HHFCU, visit us at your nearest branch location, or get started with one of our jumpstart forms.

HHFCU offers a variety of checking accounts to best fit your needs. Please refer to the checking accounts table for more information.

The Annual Percentage Yield on a checking account varies depending on the level of the account, ranging from 0.05% to 1.25%.

The minimum balance to earn APY depends on the type of checking account. Please refer to the checking accounts table for more information.

There is no minimum amount of money needed to open a checking account. However, you are required to have a savings account with a minimum $5 balance. Please refer to the checking accounts table for more information.

The dividend rate ranges from 0.05% to 1.24% depending on the type of checking account.

The dividend crediting for a checking account is monthly. Please refer to the checking accounts table for more information.

The compounding method for a checking account is monthly. Please refer to the checking accounts table for more information.

The interest rate for a checking account is variable. Please refer to the checking accounts table for more information.