Click Here for surcharge-free ATMs at our branches. Or access your money at any of the ATM networks below:


Hudson Heritage no fee ATM

Access Your Money for FREE* at these Walgreens® , Rite Aid®, Shop Rite®, and Speedway® locations.
ATM Locations (located inside the following locations):

Speedway 1215 Union Ave, Newburgh
Rite Aid 57 Front Street, Port Jervis
Shop Rite 785 State Rt. 17M, Monroe
Walgreens 82 N. Plank Road, Newburgh
Walgreens 2084 NY-208, Montgomery

*4 free transactions a month for members with a balance of $0-$7,499.99; 6 free transactions a month for members with a balance of $7,500-$19,999.99; Unlimited free transactions for members with a balance over $20,000.


The CO-OP Network gives you surcharge-free access to nearly 30,000 ATMs throughout the US and Canada.

Find one wherever you are:
Online ATM Locator
• By phone: Text your address, intersection or zip code to 692667 (MYCOOP).


SUM logo
Access the SUM Network of surcharge-free ATMs. Just look for the SUM logo on participating ATMs.

Online ATM Locator
• iPhone® and Android™: Enter “SUM ATM locator” at your favorite mobile app store.



*Standard text messaging rates may apply through your provider. • iPhone: Download the FREE CO-OP ATM iPhone app from the App store. Note: Surcharges should not occur when withdrawals are made through the CO-OP Network. However, some ATM machines may indicate a fee notice on the screen when your transaction is being processed. To verify a surcharge was not charged, please check your receipt. The receipt will show any surcharge as it will be added to the total withdrawal amount. Please contact us immediately if a surcharge does occur.

Related Resources

Upcoming Events

  1. Jul 22, 2017

    Newburgh Shred Day

    9AM–1PM, Newburgh (Click here)
  2. Aug 19, 2017

    Rykowski Shred Day

    9AM–1PM, HHFCU Headquarters (Click here)
  3. Sep 23, 2017

    Montgomery Shred Day

    9AM–1PM, Montgomery Branch (Click here)
  4. Oct 7, 2017

    New Paltz Shred Day

    9AM–1PM, New Paltz Main Branch (Click here)