Certificates

Earn a guaranteed interest rate on your investment. HHFCU has competitive dividends, which means you earn more. We offer short and long-term certificates, each tailored to meet your financial goals. Plus, you can save time with automatic renewal at maturity.

Term Annual Percentage Yield
(APY) *
Balance to Earn Minimum APY Minimum to Open Account Dividend Rate Open Account
Share/IRA Certificate, 6 Months0.40%$2,500$2,5000.40%
Share/IRA Certificate, 12 Months0.55%$500$5000.55%
Share/IRA Certificate, 24 Months0.95%$500$5000.95%
1.05%$10,000$10,0001.05%
Share/IRA Certificate, 36 Months1.20%$500$5001.19%
1.30%$10,000$10,0001.29%
Share/IRA Certificate, 48 Months1.50%$500$5001.49%
1.60%$10,000$10,0001.59%
Share/IRA Certificate, 60 Months1.90%$500$5001.89%
2.00%$10,000$10,0001.99%
Grow Your Savings Automatically!

Direct Deposit makes saving easy! Make automatic payroll deductions in any amount so your savings grow automatically over time. When your share savings account balance reaches $500, your account will earn quarterly dividends.

Click here to have your money deposited into your HHFCU account.

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Get Free Checking & Save Even More!

Add a free Checking Account and you get no per-check fees, no monthly service fees, no minimum balance requirement, unlimited check writing and a free VISA® Check Card.

With Overdraft Protection, you’ll never worry about returned check fees due to the occasional error.

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Bank Anytime, Anywhere

Manage your accounts anytime with Online and Mobile Banking. Pay bills, check your balance, manage your finances and send money to friends and family. You can even deposit checks right through your phone.

iCLIQ ONLINE BANKING

iCLIQ TOGO MOBILE BANKING

iMGMT ONLINE FINANCIAL MANAGEMENT

iPAY ONLINE BILL PAY

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Join Today and Save!

All you need to start and maintain a lifetime membership with Hudson Heritage Federal Credit Union is a $5 Share Savings Account balance.

Grow your savings faster by leaving your earned dividends in your account. That way, your dividends will earn dividends. That’s the Power of Compounding!

*Any Annual Percentage Yield (APY) provided in this disclosure assumes dividends will remain on deposit for at least one year for accounts with terms.  A withdrawal will reduce earnings.  A substantial penalty will be assessed for early withdrawal.  Fixed rates for accounts with specific maturities are in effect until maturity.  Rates are determined at the discretion of the Board of Directors of the Credit Union.  Dividends are paid from current income and available earnings.  These rates are accurate as of the date indicated above.  Divdends are compounded quarterly and credited quarterly. You may contact the Credit Union at (845) 561-5607 for current rate information.  See your account disclosures for additional information about your account.  

Rates effective 8/1/2016.