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  • How to Prevent Elder Abuse

    Seniors and their families lose billions of dollars each year to heartless fraudsters. Learn about ways to protect yourself and your loved ones. Read the full Consumer Reports Article here.

  • Our new Pine Bush Location is open for business!

    HHFCU’s Pine Bush branch is now open for business! We’re happy to announce that we have completed renovations on our new Pine Bush branch. Please visit us at 36 Boniface Drive in Pine Bush. We are open for business in our expand location! Click here for hours and locations.

  • Can No Limit Credit Cards Limit Your Credit Score?

    If you are familiar with the way credit scoring works, you probably know that avoiding being “maxed out” on your credit cards and other revolving accounts generally impacts your score in a positive way. You might also be aware that the FICO score – the most popular model – dedicates 30% of its score calculation to … Continued

  • Bill Pay Scam Targets Central Hudson Customers

    Bill Payment Scams Hitting Central Hudson Customers: Recent bill payment scams have targeted businesses and residents that are customers of Central Hudson Gas and Electric. Some have received phone calls by people claiming to be

  • Five Steps to Tame Financial Stress

    Do you sometimes lie awake at night thinking about bills that need to be paid? Does it feel as though you’re drowning in debt? If this describes you, you might take solace in the fact that you’re not alone. A recent report released by the American Psychological Association (APA) showed that 72% of adults feel … Continued

  • The New and Improved Housing Market

    What’s New in the Housing Market? Home buyers and sellers finally had a good reason to celebrate in 2015. After almost a decade of limping along toward recovery, it seems as though the housing market has finally hit a more comfortable stride.

  • Deposit Checks from your Smartphone!

    Remote Deposit Anywhere (RDA) is a free service enabling you to deposit checks using your smartphone with Hudson Heritage Federal Credit Union’s iCliqToGo Mobile Banking App. It’s convenient, easy, and safe.

  • It’s Time to Start Thinking About Long Term Care

    It’s not something we like to think about: what happens if at some point I cannot care for myself and I need help from others because of an illness, injury or the effects of old age?

  • Identity Protection

    What is Identity Theft? Identity theft occurs when someone uses your personal information, such as your Social Security Number, to commit fraud or other crimes. Over 12 million Americans were victims of identity theft in 2014, costing over 26 billion dollars annually.

  • Managing Your Checking Account

    When you use your debit card or write a check, do you know if you have enough money in your checking account to cover the transaction? Managing your checking account can keep you on top of your spending. Not knowing can cost you.

  • Fall Back In Love with Your Home

    Many of us reach a point where we begin to feel a little blah about our home, but moving is not always an option. Here are some tips on how you can get a “new” home without a new mortgage. Here are a few ways to fall back In love with your home.

  • What Does Your Credit Score Say About You?

    What Does Your Credit Score Say About You? Whether you are looking to buy a car, refinance a mortgage or rent an apartment for the first time, your credit score can tell a lot about your financial history. Your FICO® score is a rating based on your credit history. It helps lenders evaluate your credit … Continued

  • How Does an Overdraft Affect My Account?

    Daniel and Susan were busy getting ready to leave town for a fall weekend getaway. Each of them had a separate “to-do” list, so Susan wasn’t aware that her husband decided to replace his old luggage with a new set just when she was using their debit card to buy a portable GPS unit to … Continued

  • 5 Steps to Planning for the Future

    Set goals. Identify your short- and long-term goals, outlining how much you want to accumulate for each goal and when you will need the funds. Create a budget. Financial goals can’t come tofruition without a plan to reach them. Analyze your sources of income and tally up your expenditures (fixed and variable) to see where … Continued

  • Smart Financial Resolutions

    “Manage finances wisely” is a popular New Year’s resolution. But it can be tough to stick to a goal this vague. Here are some specific ways to help you be money-smart in 2015. Maintain an emergency fund. Many financial experts recommend having three to six months’ worth of living expenses in a liquid savings account. … Continued

  • Helping You Save for What’s Important

    High unemployment, salary freezes and a poor job market have been tough for many Americans. Despite challenging economic times, people are making greater efforts to save money. According to the U.S. Bureau of Economic Analysis, the personal savings rate is holding steady at more than 5% (back in 2005, it was around 1%).* It’s an … Continued

  • Consolidate Investment Accounts

    Are you swimming in statements for investment and retirement accounts? Bogged down by multiple logins, passwords and security questions? Do you avoid looking at account balances because it’s too much work? The upkeep of multiple accounts can be a hassle, but there’s an even bigger issue at stake. When your investment accounts are not in … Continued

  • What’s Your Definition of Financial Success?

    Paying for Junior’s college education? Affording a vacation home? Retiring at age 55? Getting a good night’s sleep? A recent survey found that 39% of Americans define financial success as being debt-free.* Although that’s an admirable goal, it’s important to also focus on saving for long-term goals, such as education and retirement. Start by defining … Continued

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